Evaluate credit applications, assess the creditworthiness of borrowers, and make decisions on approval or rejection of credit as well as set appropriate credit limits
Apply sound credit judgment when evaluating loan applications, ensuring compliance with established policies, management measures, and procedural guidelines
Participate in the design of loan product features, definition of risk appetite, and development of operational processes
Collaborate with business, compliance, IT, and other risk management colleagues to ensure efficient and policy-compliant operations
Work requirements
Bachelor’s degree, preferably in fields such as mathematics, statistics, economics, finance, or computer science；
3-10 years of experience in credit approval；
Proficiency in Microsoft Word and Excel；
Strong communication abilities and a collaborative team spirit；
