資金運營經理

Duties:

1. Cash flow liquidity management: Execute the overall cash flow forecast model (day/week/month/quarter) for the business unit and its key business lines (such as payment, credit, and wealth management) to ensure sufficient liquidity;

2. Collection and payment clearing operations: Responsible for daily settlement reconciliation, error handling, and fund transfer instructions with banks, third-party payment institutions, and clearing organizations (such as NetLink and UnionPay);

3. Bank and channel relationship management: Act as the main interface, responsible for establishing and maintaining deep and stable strategic cooperative relationships with various cooperative banks, payment institutions and third-party fund service providers;

4. Capital efficiency and profitability optimization: Analyze capital operation data (such as in-transit funds, settlement efficiency, funding cost, and funding return), identify optimization opportunities, and drive process improvement, system automation upgrades, and innovative solution implementations.

Requirements:

1. Bachelor's degree or above, majoring in finance, accounting, economics, financial engineering, etc., are preferred;

2. More than 2 years of experience in fund management, treasury, payment and settlement operations, bank operations, etc.;

3. Candidates with relevant experience in fintech companies, payment institutions, large e-commerce platforms, bank funding/operating departments or corporate group treasury departments are preferred;